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For SMEs

Protection that fits a small business.

You don't need another dashboard. You need to know what you're exposed to in dollars — and close it before a claim tests the gap. That's Opal.

The outcomes

  • See your Opal Score in under 2 minutes
  • 3 quantified gaps — every one in dollars
  • One-click match to a Zurich cover that closes it
  • Score refreshes automatically every month
  • No broker phone tag, no 40-page proposal

Tuned for the industries that carry SEA's economy.

F&B

Multi-outlet, supplier concentration, POS risk

Retail

Inventory shrinkage, e-commerce cyber

Logistics

Cargo, key-driver, cross-border

Light manufacturing

Equipment, business interruption